Terms of Use

Effective Immediately


This website is not intended for users under 18 years of age.   If you are under 18, do not use the site and do not provide any personal information.  If it becomes known that personal information from a child under the age of 18 has been collected, such information will be immediately deleted.

The author makes no claims that this site or its contents are accessible or appropriate outside of the United States.  Access to the site may not be legal by certain persons or in certain countries.  If you access the site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws and regulations.

The information provided on this website is solely for entertainment/informational purposes on an “as is” basis at the user’s sole risk.  The author makes no guarantees as to the accurateness, quality or completeness of the information and the author shall not be responsible or liable for any errors, omissions, or inaccuracies in the information or for any user’s reliance on the information.  User is solely responsible for verifying the information as being appropriate for user’s personal use.

Content on this site is provided for entertainment/informational purposes only and can never take into account your unique, personal circumstances and needs.  You acknowledge and agree that any reliance or actions you take shall be at your sole and exclusive risk and the author shall have no responsibility or liability to you whatsoever.  You also acknowledge and agree that communications on or through the site, whether with content provider(s) or other users, are at your own risk and are not covered by any privilege or confidentiality obligation that might apply if you were to obtain your own professional advice.

Liability Disclaimer

Your use of this website is at your own risk.  The author shall not be liable to you or anyone else for any loss or injury or any direct, indirect, incidental consequential, special, punitive or similar damages arising out of your access or use of, or your inability to access or use, the site and the information available on the site or arising out of any action taken in response to or as a result of any information available on the site.  You hereby waive any and all claims against the author arising out of the use of the site and the information available thereon.

Links From This Website to Other Websites

This site may provide outbound links to other websites that are controlled by third parties.  Outbound linked websites may have their own privacy notices, policies or terms of use that you are strongly encouraged to review.  The author of this site is not responsible for the content, usage terms, privacy policies, or any other aspects of outbound linked websites.  Outbound linked websites are provided for informational purposes only.  User is solely responsible for verifying the information on outbound linked websites as being appropriate for user’s personal use.  At this time, there are no advertisements on this site and this author is not affiliated with, endorsed by, or endorses any website that this site outbound links to.  This website is 100% non-sponsored.

Copyright 2017-2020 – All Rights Reserved

All content on this site is protected by copyright.  Use and/or reproduction of any material on this site without express written consent from the author is strictly prohibited.

Right to Modify Terms of Use

The author reserves the right to change the Terms of Use at any time.  You should check this page regularly.  The changes will be effective immediately.  Your continued use of this site means you agree to and accept the changes.  If you have questions about the Terms of Use, you may contact the author by using the contact form.